How it works?

No deposit options, 14-day money-back guarantee, select from 1000s of quality checked used cars with home delivery!

Rates from 7.9% APR. Representative APR 13.9%

❤ i3 Finance Reviews

Fixed rates from 7.9% APR, the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: Cash Price £7000, Deposit £0 Borrowing £7,000 over 5 years with a representative fixed APR of 13.9%, the amount payable would be £159.58 per month, with a total cost of credit of £2,574.80 and a total amount payable of £9,574.80

We look to find the best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We do earn a commission. This does not influence the interest rate you’re offered in any way.

How it works?

Apply Online

Quick and easy application form 2 minutes to check - and it’s free

Shop Online

We’re making it easier to find a car online from quality checked suppliers

Delivery Included

Have your new car delivered straight to your door with our delivery service

Car finance quote

we will find you the best deal from our wide panel of lenders

We work with the UK’s largest car finance broker and have the broadest lender panel of any UK broker. This means that we’re well-placed to find you a great deal, no matter what your circumstances. Complete our 2-minute form, we will return the best acceptance from our lending panel.


£ 0

paid out each month

36+ Lenders

From 7.9% APR


Check what our customers are saying about us

❤ i3 Finance Reviews

Outstanding experience from start to end, due to a recent breakup I have poor credit and found i3 car finance specialist in bad credit car finance. I was able to finance a car online and have the car delivered to my door.

Richard Thomas

Buying a used car online - made easy!

Search through over 100k cars

We work with only approved and reputable suppliers. You can browse 1000s of cars on our car search. All vehicles come with a 14-day money-back guarantee, 12 months warranty, 12 months breakdown and 12 months MOT failure cover - keeping you protected!

Car delivered to your door

Gone are the days when customers need to visit the dealership. After selecting your vehicle, simple e-sign your finance agreement, choose a convenient delivery slot, and we’ll deliver your car right to your door




Finance a car online and delivered to your door - is it safe?

Extra protection when you buy a car online. Under UK law, if you buy a car 100% ‘remotely’, you will be covered by the Consumer Contracts Regulations - you can cancel your order no questions asked within 14 days of placing it. These rules give you extra protection when buying a car online that you wouldn’t have if you bought a car at a dealership.

Do you offer bad credit car finance?

We can’t guarantee you’ll be accepted for car finance on your used car, but we have a specialist team for bad credit car finance and accept many more than our competitors who claim to be able to assist customers with bad credit.

Do you provide any warranty?

Yes! We work with the UK's best warranty provider 'WarrantyWise' and provide all our customers with a platinum warranty, we prefer to provide a warranty that is worth the paper it is written on. The warranty includes unlimited claims to the value of the vehicle, roadside assistance and MOT failure in the unlikely event your vehicle fails the MOT. This full package is included with every vehicle and covers you for 12 months.

Support all the way

Your own dedicated car buying expert

Each customer is assigned their own personal dedicated car buying expert to assist them through the car buying journey every step of the way. Once your application is approved, you will get a welcome email and text from your account manager

Communication on your terms

We understand everyone has a busy lifestyle, and we don't want to bog you down with endless phone calls. We have designed our platform, so you can self serve all the way, however your account manager is available whenever you need them via WhatsApp, SMS or a simply by picking up the phone

Need a hand?

We're ready to help

0330 027 0192

Mon-Fri 9am-7pm, Sat 9am - 5.30pm & Sun 11am - 5.30pm

We are a credit broker and not a lender. Your vehicle may be repossessed if you do not keep up the repayments. is a trading style of i3 Technology Group Ltd, who are authorised and regulated by the Financial Conduct Authority. The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Registered in England | Registered number 11075528 | VAT number 332205743 | ICO registration ZA550010 | FCA number 915462

All finance is subject to status, income and affordability. Applicants must be 18 or over. Terms and conditions apply. Guarantees and indemnities may be required. Written quotations on request. We can introduce you to a limited number of finance providers and other brokers who may be able to offer you finance facilities for your purchase. We receive a commission payment from the finance provider if you decide to enter into an agreement with them. You may be able to obtain finance for your purchase from other lenders. If you would like to know how we handle complaints, please view our complaints page.

Initial Disclosure | Terms & Conditions | Privacy Policy | Cookies Policy | Complaints & Customer Care | Warranty Terms | Purchase Agreement | Brand Guidelines

Registered in England | Registered number 11075528 | VAT number 332205743 | ICO registration ZA550010 | FCA number 915462