The Process

  1. Check if your eligible for car finance, with no impact on your credit rating using our quick online tool.
  2. Once approved, we will compare the rates from our panel of lenders and work with you to establish a purchase budget.
  3. After we calculate the purchase budget, choose your car from one of our reputable dealers.
  4. We'll contact the supplying dealer to ensure that the car is still available and ready for collection or delivery.
  5. You'll need to sign documents. We'll normally need a driving licence and proof of address, such as a utility bill or bank statement.
  6. Pick a convenient time collection or delivery date that suits you.
  7. Collect or recieve your car - without a salesperson in sight and a 14 day returns guarantee.
Why i3.finance?

The traditional way of arranging car finance is to take out a finance plan from the dealer when you buy the car. But if you sort things out with i3.finance before you get that far, you give yourself three big advantages:

  • You know exactly what you can afford before you get to the dealer - you’re negotiating from a position of strength
  • You’ve had the chance to make sure you've got a deal that’s right for you. Dealers usually offer only a limited number of deals from one finance provider
  • You save time. We can deliver a lending decision quickly, often within seconds of submitting your application. Then we can help you with the admin, paperwork and negotiations with the dealer. That way, you can drive straight off in your new car rather than spending hours in the dealer’s office
Why don't i3.finance charge any fees?

i3.finance is a broker, not a lender, so any charges we incur are covered by the fees we receive from the lenders for arranging your car finance with them. This means we can offer our services at no costs to you. The advantage is we work with a panel of lenders to find a deal that suits you.

What vehicles can I buy with car finance from i3.finance?

Our panel of lenders will finance cars, motorcycles, vans and touring caravans.


If you don’t have a car in mind, but you’ve already been approved for finance, we can assist with our stock search tool. This allows us search for cars that you think you might like to buy from any reputable dealer.


When you find something, we’ll carry out the vehicle checks and provide a finance quote specifically for that car.

Unsure what you can get

with your monthly budget?

Start with a finance quote today and decide on a car later

No impact on your credit score